Privacy Policy

Last updated: [DATE — CLIENT TO SUPPLY AT LAUNCH]

Who we are

This site is operated by Radhika “Rad” Devarakonda, an independent licensed insurance agent based in Hillsboro, Oregon. Contact: radlife.rdevarakonda@gmail.com, 203 554 5548.

What we collect

We collect only what you choose to give us, plus basic technical information:

• Contact information you submit: name, email address, phone number, your preferred contact method, and the content of your message.
• Scheduling information if you book a conversation through our scheduling provider.
• Technical information automatically generated when you visit, such as approximate location derived from IP address, browser type, pages viewed, and referring site.

What we deliberately do not collect

This website does not collect health conditions, medications, height or weight, tobacco use, date of birth, Social Security numbers, financial account numbers, or income through any web form. Information of that kind is collected only within the formal, licensed insurance application process, through the carrier’s own secure systems.

Why we use it

To respond to your inquiry, to schedule and conduct a conversation you requested, to provide information you asked for, to maintain records required of licensed insurance producers, and to comply with applicable law.

We do not sell your personal data

We do not sell personal data, and we do not share it for cross-context behavioral advertising or targeted advertising. See Do Not Sell or Share My Personal Information.

Who we share it with

Service providers who help operate this site and our practice — website hosting, email, scheduling, and customer relationship management — and only as needed to perform those services. If you choose to apply for coverage, information you provide in that process is shared with the insurance carrier and any applicable marketing organization for underwriting and servicing. We may also disclose information where required by law or legal process. [SERVICE PROVIDER LIST — CLIENT TO CONFIRM AT LAUNCH]

How long we keep it

Inquiry records are retained for as long as necessary to respond and to satisfy recordkeeping obligations that apply to licensed insurance producers, then deleted or de-identified. [RETENTION PERIOD — CONFIRM WITH IMO/CARRIER COMPLIANCE]

Your rights under the Oregon Consumer Privacy Act

If you are an Oregon resident, the Oregon Consumer Privacy Act gives you the right to:

• Confirm whether we process your personal data and access that data.
• Obtain a list of specific third parties to which we have disclosed personal data.
• Correct inaccuracies in your personal data.
• Delete personal data we hold about you.
• Obtain a portable copy of data you provided to us.
• Opt out of the sale of personal data, targeted advertising, and profiling in furtherance of decisions producing legal or similarly significant effects.

Residents of other states may have comparable rights under their own laws, and we honor requests from any resident who asks.

How to make a request

Email radlife.rdevarakonda@gmail.com with the subject line “Privacy Rights Request,” or call 203 554 5548. Tell us which right you are exercising and how to reach you. We will verify your identity using information already in our records; we will not ask for more sensitive information than necessary to do so.

We respond within 45 days, and may extend once by an additional 45 days where reasonably necessary, with notice to you. There is no charge for a reasonable request. An authorized agent may submit a request on your behalf with written permission.

Appeals. If we decline your request, you may appeal by replying to our decision or writing to the same address within a reasonable time. We will respond in writing within 45 days. If your appeal is denied, you may submit a complaint to the Oregon Department of Justice at oregonconsumer.gov.

Cookies and analytics

This site uses only what is necessary to function and, if enabled, basic analytics to understand which pages are read. We do not use advertising cookies or cross-site tracking pixels. [ANALYTICS PROVIDER — CLIENT TO CONFIRM]

Security

We use reasonable administrative and technical safeguards appropriate to the limited data we hold. No method of transmission over the internet is completely secure, so please do not send sensitive personal or health information by email or web form.

Children

This site is not directed to children under 13, and we do not knowingly collect personal data from them.

Changes

We will post any changes to this policy on this page and update the date above.